Technology that crosses the bounds of possibilities.

Atom O'Sphere is a young start-up dedicated to creating a 'Truly Digital India'. We are an AI driven FinTech company with offline payment solutions at its core. Our proprietary creation is a dual-chip based card that can help facilitate both, online and truly offline payments.

Offline Payment Solutions
Design
Development
Virtual Reality
Technology

NAV-eCash

Atom O'Sphere achieved the distinctive creation of a specialized system, assisting the Indian Navy in facilitating cashless offline transactions in internet-deficient environments deep underwater for extended periods.

Our Mission

An illustration from Carlos Gomes Cabral

01.

Empower Progress

This emphasizes our desire to drive positive change and advancement through our products.

02.

Responsible Innovation

03.

Fostering trust

01.

Empower Progress

This emphasizes our desire to drive positive change and advancement through our products.

02.

Responsible Innovation

03.

Fostering trust

01.

Empower Progress

This emphasizes our desire to drive positive change and advancement through our products.

02.

Responsible Innovation

03.

Fostering trust

01.

Empower Progress

This emphasizes our desire to drive positive change and advancement through our products.

02.

Responsible Innovation

03.

Fostering trust

Impact and Sustainability

Currently, UPI is considered the forefront of digital transactions in India. It has significantly transformed India's fiscal landscape, but the energy expenditure per operation raises potential environmental concerns. Even a small 10-rupee transaction necessitates a colossal supporting infrastructure, leaving detrimental ecological impacts. We provide a beautifully straightforward, environmentally conscious solution. We function offline, obviating the need for an unwieldy configuration and as a result, we minimize our carbon footprint. As the world continues to embrace digital transactions, Atom O’Sphere remains rooted in championing an environmentally considerate Digital Payment scheme. Our team is not merely a cradle of innovation; we are pioneers dedicated to sustainable development. Safeguard our planet: It's our ultimate financial refuge!

Development and implementation of a Nav-eCash Payment solution for transactions onboard Indian Naval ships during deep sea sailing, amidst the challenges posed by the Covid -19 pandemic.

Our Journey

Inception

Formulated the concept of a

closed-loop offline payment solution

following extensive research into global use cases and market trends.

2017

Prototype

development

Prototyped its solution and conducted a thorough survey across Mumbai to pinpoint key challenges and gather feedback for product improvement.

2019

World’s first offline single

dual chip card

Collaborated with Capt. Vasu Dheeraj (Co-Inventor) to develop the world’s first offline single dual chip cash card facilitating financial transactions in both online and offline mode.

2020

Product Launch

SBI launched NAVeCash Prepaid single plastic dual chip card with

transactions in offline mode supported by our technology through FSS to digitise all financial transactions onboard INS Vikramaditya – the

largest aircraft carrier of the Indian Navy.

2021

NPCI - Validation

NPCI validated AtomNet, their closed-loop offline prepaid payment

model.

2018

Seamless Integration Across Indian

Navy fleets/ Commands &Cities.

Successfully tested virtual integration feasibility for all Indian Navy ships Secured two additional orders for INS Visakhapatnam and INS Ranvijay

2022

Navy’s choice.

• Grant of the Patent

• Awarded order of INS Vikrant

• Defense Minister of India announced adoption of the product across 100 naval ships

• Featured in Forbes India edition for revolutionizing payment solutions.

2023

Present Scenario.

MOUs signed with Indian Navy for first tranche of 40 Ships

Engaged in discussions with RBI to pilot integrating their product features with CBDC network.

2024

Inception

NPCI - Validation

World’s first offline single

dual chip card

Seamless Integration Across

Indian Navy Fleets/ Commands

& Cities

Present Scenario

Prototype development

Product Launch

Navy’ Choice

Formulated the concept of a closed-loop offline payment solution

following extensive research into global use cases and market trends.

Inception

2017

NPCI-Validation

2018

NPCI validated AtomNet, their closed-loop offline prepaid payment

model.

Prototype Development

2019

Prototyped its solution and conducted a thorough survey across

Mumbai to pinpoint key challenges and gather feedback for product

improvement.

2020

Single dual chip card.

Collaborated with Capt. Vasu Dheeraj (Co-Inventor) to develop the

world’s first offline single dual chip cash card facilitating financial

transactions in both online and offline mode.

Product Launch.

2021

SBI launched NAVeCash Prepaid single plastic dual chip card with

transactions in offline mode supported by our technology through

FSS to digitise all financial transactions onboard INS Vikramaditya – the

largest aircraft carrier of the Indian Navy.

Navy’s Choice

2023

• Grant of the Patent

• Awarded order of INS Vikrant

• Defense Minister of India announced adoption of the product

across 100 naval ships

• Featured in Forbes India edition for revolutionizing payment solutions.

Present Scenario

2024

MOUs signed with Indian Navy for first tranche of 40 Ships

Engaged in discussions with RBI to pilot integrating their product

. features with CBDC network

Seamless Integration Across Indian Navy fleets/ Commands &Cities.

2022

Successfully tested virtual integration feasibility for all Indian Navy ships

Secured two additional orders for INS Visakhapatnam and INS Ranvijay

Our Journey

Our Achievements

Grant of Indian Patent.
Publication of INTERNATIONAL PATENT.
Joined hands with Wockhardt Foundation.
Received Governor's Excellence Award 2024, Kolkata.

1.Publication of INTERNATIONAL PATENT.

2.Joined hands with Wockhardt Foundation.

3.Received Governor's Excellence Award 2024, Kolkata.

Our Team

CAPTAIN RAJ RANEY

Founder & COO

RAVINDRA YADAV

Chief Technical Officer

ROHIT RANEY

Director

ABHAYJEET YADAV

Product Manager

KASTURI BAPAT

Product Designer

Head of Business

VARUN ANDALURI

“Our company is built on 4 pillars as stated in our Mission Statement and my team and I are constantly asking ourselves to reflect on these 4 pillars before making any decision; whether that is hiring a new employee or going forward with a new client. Beyond all my business and personal goals, I truly believe it is our responsibility as a human race to leave the planet better than how we found it for the future generation. I am positive that is possible in our lifetime and our technology can be the catalyst for that change”

Abhijeet Daigavane

Founder and CEO

Atom O'Sphere

“Our company is built on 4 pillars as stated in our Mission Statement and my team and I are constantly asking ourselves to reflect on these 4 pillars before making any decision; whether that is hiring a new employee or going forward with a new client. Beyond all my business and personal goals, I truly believe it is our responsibility as a human race to leave the planet better than how we found it for the future generation. I am positive that is possible in our lifetime and our technology can be the catalyst for that change”

Abhijeet Daigavane

Founder and CEO

Atom O'Sphere

VARUN ANDALURI

Head of Business

KASTURI BAPAT

Product Designer

RAVINDRA YADAV

Chief Technical Officer

ROHIT RANEY

Director

CAPTAIN RAJ RANEY

Founder & COO

ABHAYJEET YADAV

Product Manager

A word from our CEO

“Our company is built on 4 pillars as stated in our Mission Statement and my team and I are constantly asking ourselves to reflect on these 4 pillars before making any decision; whether that is hiring a new employee or going forward with a new client. Beyond all my business and personal goals, I truly believe it is our responsibility as a human race to leave the planet better than how we found it for the future generation. I am positive that is possible in our lifetime and our technology can be the catalyst for that change”

Abhijeet Daigavane

Founder and CEO

Atom O'Sphere

“Our company is built on 4 pillars as stated in our Mission Statement and my team and I are constantly asking ourselves to reflect on these 4 pillars before making any decision; whether that is hiring a new employee or going forward with a new client. Beyond all my business and personal goals, I truly believe it is our responsibility as a human race to leave the planet better than how we found it for the future generation. I am positive that is possible in our lifetime and our technology can be the catalyst for that change”

Abhijeet Daigavane

Founder and CEO

Atom O'Sphere

“Our company is built on 4 pillars as stated in our Mission Statement and my team and I are constantly asking ourselves to reflect on these 4 pillars before making any decision; whether that is hiring a new employee or going forward with a new client. Beyond all my business and personal goals, I truly believe it is our responsibility as a human race to leave the planet better than how we found it for the future generation. I am positive that is possible in our lifetime and our technology can be the catalyst for that change”

Abhijeet Daigavane

Founder and CEO

Atom O'Sphere

100+

Ships

50+

Sites

Technology that crosses the bounds of possibilities.

NAV-eCash

Our Mission

Impact and Sustainability

Impact and Sustainability

Development and implementation of a Nav-eCash Payment solution for transactions onboard Indian Naval ships during deep sea sailing, amidst the challenges posed by the Covid -19 pandemic.

Our Achievements

Our Achievements

Grant of Indian Patent.

Publication of INTERNATIONAL PATENT.

Joined hands with Wockhardt Foundation.

Received Governor's Excellence Award 2024, Kolkata.

Our Team

A word from our CEO